Nicole's Path to Peace & Prosperity
Nicole starts the advisory process by exploring what prosperity means to you and why. Your vision, goals, and values are the foundation of your financial plan. Maybe it's preparing for retirement, developing a plan to transition wealth to the next generation, minimizing taxes or fulfilling a charitable intention. Maybe it's owning a dream home on the water, traveling the world to study yoga, retiring early or even starting a new business in retirement.
I enjoy working with clients, trying to help them reach their dreams.
Nicole Gopoian Wirick, JD, CFP®
How we work together
Compassionate Conversations
No one wants to discuss their fears. When you're a child, you're afraid of the dark. When you're an adult, your fears may surround money. They both keep you up at night, but no one likes to admit it because maybe they'll sound irrational, show signs of weakness, or open themselves up to judgment. But fear precludes peace. Let's address it head-on in a safe space. Nicole will help you check for “money monsters” hiding under the bed.
Finding your prosperity
It's not about growing wealth for the sake of watching your balance sheet get larger. It's about understanding how money brings a sense of prosperity to your life. Prosperity enables a sense of peace to wash over you.
Everyone's quest for prosperity is unique to them, but the desire for peace is universal:
- The peace of mind that you can focus on things that matter most.
- The peace of knowing you can live a life of your choosing.
- The peace of planning to take care of those you love.
Nicole's advisory goal is to develop a comprehensive plan through knowledge of complex financial situations, combined with an intimate understanding of your life, and the tenacity to make your plans a reality.
Protect your prosperity
Why take on more risk than necessary to achieve your goals?
The human tendencies of fear and greed are part of our DNA. Save the bumpy rides for jet skiing and thrills for the amusement park. When it comes to your money, be boring and remember you're in it for the long haul. The ride will be much more enjoyable.
EXPLORING Every great relationship is rooted in strong chemistry. Let's chat and see if we're compatible.
DISCOVERY We clicked! Time to dive into your goals and resources to figure out what makes you tick.
COLLABORATION You are the most important part of your plan, so we'll work together to develop and refine our strategy.
RECOMMENDATIONS More money can mean more complications. Nicole loves solving the complexities of life and making sure things get done.
MONITORING Life rarely goes according to plan. Twists and turns make it exciting, but also present challenges. Updating regularly is vital to your long-term success.
TEAM COORDINATION Nicole leads and challenges your team of professional advisors – attorneys, CPAs, insurance agents, estate planners – to identify gaps and render solutions.
I've literally had clients come to me with a box full of papers. It's a disorganized mess that represents the chaos in their financial life.
Nicole Gopoian Wirick, JD, CFP®
Planning Tenacity
Many people don't understand what they own or why they own it, much less the tax implications and the role of particular investments in their overall strategy. Nicole organizes and simplifies your financial life. You are busy. You don't have time to make sense of it all. That's why you have Nicole.
Know Your Building Blocks
You should understand how much risk you're taking in your portfolio. Nicole will educate you on the basic buildings blocks to achieve your desired allocation of stocks, bonds and cash. And you'll know how much you're paying – to me as your advisor and for the investments themselves. Complete transparency here.
It's heartbreaking to have someone come into my office thinking that they don't pay their advisor very much, when the reality is their fees are way too high.
Nicole Gopoian Wirick, JD, CFP®
Are you looking for a financial planner in Birmingham, Michigan?
Nicole looked far and wide in Oakland County and the Detroit metropolitan area to find the right office suite for her financial planning services. A place where clients feel comfortable discussing their investment goals and complements her approach to personalized service and client care. Picking up the phone to make that first call to start on the path to wealth management can be difficult. Unpacking your financial future and developing a coordinated financial plan is a time-consuming labor of love. Come meet in Nicole's private office in the Surnow Building at the corner of Martin Street and Bates Street. Just 1 block from the Chester Street Garage parking deck with complimentary 2 hour parking and plentiful street parking. Located in the heart of Downtown Birmingham, Michigan, next to Shain Park, Baldwin Public Library and great shopping and restaurants.
