Financial Insights & Things to Think About

Founder of Prosperity Wealth Strategies discusses her relationship-focused approach to the investment process and offers solutions to some common financial planning mistakes Nicole Gopoian Wirick didn't initially set out to become a financial planner. After she earned her Juris Doctor from Wayne...

Naming the right successor trustee is crucial to ensure fulfillment of your wishes. But it can be a difficult choice. Our expert makes it easier with these tips. By: Nicole Gopoian Wirick, JD, CFP® Several people recently approached me regarding conversations about what happens to them when the...

SEEN Magazine is proud to present the 6th annual Women SEEN conference on May 12 to connect, inspire and empower 200+ metro Detroit women. This morning long conference will focus on the most important topics affecting women's lives, careers, businesses and families. Join us to make new and m...

More than two-thirds of near-retirees haven't met with a financial planner, and that could be hurting their confidence when it comes to having enough money for retirement. So finds a new survey of over 2,000 Americans aged 55 or older by Retirable, a financial planning company. Retirable's surv...

Such a wonderful experience working with publisher Carol Kruemmer from SEEN magazine and her talented team -  writer Korie Wilkens and photographer Perry Haselden.  I cannot thank them enough for capturing me and my brand through words and photographs for my first advertorial. -Nicole Gopoian Wir...

With yields on cash climbing, advisors struggle to keep some clients in stocks Even though history suggests the best strategy has always been to stay invested for the long haul, a safe 4% return is luring more investors to the sidelines. January 20,2023 By Jeff Benjamin In the immediate wake o...

By Justin L. Mack January 19, 2023, 8:12 p.m. EST|  FinancialPlanning.com | Photo by Fauxels For the second consecutive year, the CFP Board can say that it has ushered in the largest, most diverse class of fresh CFPs the industry has ever seen. But from the outside looking in, the numbers refle...

Our expert shares tips for the best practices to plan your estate. During the holiday season, it's a good time to visit with friends and family and reflect on your values and desires for managing and disposing of your assets after your lifetime. While thinking about legacy planning can be unplea...

I've always found it quite remarkable that large groups of highly credentialed leading economists can disagree so vehemently on the state of the economy and the market outlook. The latest debate is whether we are in a recession. I will gently remind you that the economy and the market are two dif...

When I was a young planner experiencing my first bout of market volatility, my wise mentor reminded me that people solve problems. Those three simple words have shaped how I view investing. Even during what feels like the most challenging or hopeless situations, I remind myself often of these th...

As investors this year, we have experienced no shortage of market volatility. Markets don't go straight up forever, and volatility is a normal and expected part of investing. It's the cost we pay for the opportunity for higher returns over time. Due to persistent inflation and the Fed continuing...

Thanks Janna Herron for including me in your article – Plus check outCashay, a new personal finance website. Janna is an editor for Yahoo Money and Cashay. https://www.yahoo.com/now/how-you-should-use-your-tax-refund-in-2021-172044636.html Janna Herron·EditorFebruary 12, 2021·6 min read Given re...

It's never too late to start savings for your future by Patricia Amend, AARP, March 3, 2021 | Comments: 8 iStock / Getty Images En español | “In a perfect world, we would all begin saving [for retirement] from the time we receive our first paycheck,” says Nicole Gopoian Wirick, a certified finan...

I'm excited to share my first article as a guest contributor to The Street's Retirement Daily! Thank you Robert Powell, CFP® for inviting me to write for your publication. I'm glad to be aboard! Check out my article here: https://www.thestreet.com/retirement-daily/your-money/how-the-secure-act-i...

Appreciate Newsweek & Senior Reporter Kerri Anne Renzulli for including my perspective! “Just because 2020 is over doesn't mean you're out of luck,” says Birmingham, Michigan financial planner Nicole Gopoian Wirick. https://www.newsweek.com/14-last-minute-moves-that-can-boost-your-tax-refund-157...

A great article about staying the course in the stock market. Thank you Carmen Reinicke for including my perspective. Save the bumpy rides for jet skiing and the thrills for the amusement park! Why you should stay the course in the stock market, even amid the GameStop trading frenzy https://www....

THE STREET: Don't Miss These Best Tax Planning Ideas Left for 2020 https://www.thestreet.com/personal-finance/taxes/dont-miss-these-best-tax-planning-ideas-left-for-2020 Here's your year-end tax to-do list, including investment-related strategies, charitable contributions and home business ideas...

msn money powered by Microsoft News MSN MONEY: 38 ways to avoid lifestyle inflation Jeanine Skowronski 1/11/2021 https://www.msn.com/en-us/money/personalfinance/38-ways-to-avoid-lifestyle-creep/ss-BB1cEib1?ocid=anaheim-ntp-feeds#image=12 photo © garyphoto istock 1. Stop lifestyle creep before it...

INVESTOR'S BUSINESS DAILY Advisors Find Better Ways To Manage Their Time During The Pandemic https://www.investors.com/financial-advisors/time-management-advisors-find-ways-boost-productivity-during-pandemic/ Financial Advisors Advisors Find Better Ways To Manage Their Time During The Pande...

The tools provided by big players like Fidelity and Schwab are a plus for investors just starting out, but what do they mean for smaller advisory firms? November 16, 2020 By Nicole Casperson Free financial planning apps enter the equation https://www.investmentnews.com/free-financial-planni...

https://www.forbes.com/advisor/investing/what-is-volatility/ “Market volatility is a normal part of investing and is to be expected in a portfolio,” says Nicole Gopoian Wirick, a certified financial planner (CFP) in Birmingham, Mich. “if markets went straight up, then investing would be easy and...

Here's what to do for a better 2021 PUBLISHED TUE, DEC 15 2020•12:50 PM EST Carmen Reinicke @CSREINICK “Year-end provides a perfect opportunity for us as humans to take a sort of a psychological pause for a moment and say, ‘Okay, let's exhale, pause, and look at where we started this year, wher...

We asked advisors to highlight their charitable donations, volunteering and other good works. By Ginger Szala | December 17, 2020 https://www.thinkadvisor.com/2020/12/17/how-did-you-give-back-this-year-advisors-advice/ Advisors are a generous bunch, especially when donating money to favorite ch...

By Jane Peterson For MediaNews Group Mar 15, 2020 https://www.theoaklandpress.com/lifestyles/how-to-enjoy-what-you-ve-spent-years-saving-for-during-your-retirement/article_cc1e397e-5404-11ea-b4d9-771e0591aa2f.html It can be challenging for many people to transition from accumulating wealth for ...

Robert Powell Dec 11, 2020 7:00 AM EST Robert Powell Thank you for including me in your article (below) – Nicole Gopoian Wirick From Roth IRA conversions and taxes to employee benefits and your 2021 budget, here's your checklist of easy, smart money strategies It's December. And that means time...